Remember, all costs are typically paid by your lender!
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San Jose California FREE Short Sale Help - FREE Specialist Realtor Help to Short Sale a home in San Jose CA! Call today to speak with a specialist!
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Are lenders really approving short sales? Absolutely! Don't believe all of the horror stories that you hear. Most of the lenders have finally realized that it is in their best interests to accept short sales and cut their losses, and are approving their processes and approval times lately. We have watched the average approval times across the board improve in 2010 from approximately 8-10 weeks down to only 4-5 weeks for one loan. A perfect example are Bank of America short-sales in California. In years past, they were one of the most difficult lenders to work short sales with, many agents even avoided them all together to work short sales with. Bank of America was recently selected as one of the top lenders to work short sales with now that they have switched over to the new Equator Short Sale processing platform. This new change in processes for them have taken their California short sale approval times from an averate of 3-4 months down to 3-4 weeks. These dramatic improvements have helped make short sales a much better option for buyers looking for a great deal. We have experience working short sales with all major lenders. Some of our favorite lenders include California Short Sales with GMAC, Wells Fargo, Litton Loan Servicing, Saxon and Wachovia to name a few of the better ones. Chase and Citi have also dramatically improved lately as well.
Please note that we are NOT directly offering short sale negotiation services, and are NOT required to give "MARS disclosures". First Coast Realty Associates is a licensed Real Estate Brokerage Company headquartered out of Jacksonville, FL. We have established a nationwide network of thousands of pre screened, experienced Realtors and brokers who are specialists in working short sales. All of our agents throughout the country are required to sign and agree to a very strict ethical standards agreement, ABOVE the industry standards. This helps ensure consumer protection from fraud and poor practices. We are able to receive referral fees from other licensed real estate brokerage companies in all states. First Coast Realty Associates and the Short Sale Specialist Network are NOT licensed to practice law, and are not accounting or law firms. We do not give legal advise and encourage anyone considering a short sale to consult appropriate licensed and experienced parties in all tax and matters. It is never suggested to stop paying a mortgage, doing so will negatively effect a credit score and can lead to foreclosure. We are not affiliated with the government and our services are not endorsed by your lender. Your lender may reject any short sale, and you are never required to pay us any fee for anything, period. Certified Distressed Property Expert is a registered trademark logo of the Distressed Property Institute, and is used from rights of CDPE Sharon Molnar of First Coast Realty Associates. Contact an experienced Catering Company in Denver for all of your food service needs.