Short Sale Specialist Help in Alameda County CA
Is a Short Sale available for any homeowner in Alameda County?
A short sale is for a homeowner who needs it, not wants it. It is for the homeowner is going through a financial hardship which has in turn caused them to fall drastically behind on mortgage payments.
How do I qualify for a Short Sale?
Being a homeowner with a distressed home is a start. You will need a typed letter of your legit financial hardship. You will also need a Short Sale Package. The package consists of important documents validating your hardship. Please, I greatly encourage you to contact one of our top short sale specialists so they can help you get your package together promptly!
Will my lender go for a Short Sale on my Alameda County CA home?
Lenders do not want to lose or pay out any more money than they have to. For example: The average foreclosure dealings cost a lender over $58,000.00. Properties also, over time, begin to deteriorate in their condition and are prone to vandalism when vacant, meaning more money out of pocket for lenders due to repairs and maintenance. It is all about how to be cost effective, especially in today's economic struggle.
What will I gain from a Short Sale?
The difference between and short sale and a foreclosure is based on how long you are willing to wait to become homeowners again, and how badly you are willing to destroy your credit. A foreclosure will injure your credit considerably more than a short sale could for multiple reasons. One, only some banks report a short sale, while some do not. Second, you have the fear of not being able to qualify for a loan for up to seven years! However, a short sale will heal within two years. Third, if you are going through a foreclosure, your lender may come after you for a judgment of the amount you owe. One of the greatest benefits of a short sale is qualifying to receive $3,000.00 CASH BACK for completing your short sale. That cash back can go towards the relocation of your future!
Who do I need to contact about doing a Short Sale on my Alameda County home?
Our agents! We are a link of highly animated and experienced Short Sale Realtor Specialists who have a passion for seeing our clients smile again! Our dynamic group of experienced agents is enthusiastic and confident in their short sale knowledge and skill. After all, the results of inexperience can be catastrophic. We specialize in Alameda County California Short Sales and take pride in being someone you can count on during your time of need! Contact us now, we are ready and waiting to answer your questions and get you approved!