Short Sale Specialist Help in Contra Costa County CA
What does it take to qualify for a Short Sale?
A short sale is for a homeowner who is typically financially unable to carry out their obligation to pay for their home any longer due to a financial hardship, and not for the homeowner who is just looking for a way out of a legal commitment. You may be asked to type up a financial hardship letter giving exact detail to the hardship. Examples of hardships would be:
- Loss of employment or decrease in pay
- Death or illness in the family
- Relocation or job transfer
- Unexpected home repairs
- Divorce or separation
- Increased living expenses
Along with your hardship letter you will need to put together a Short Sale Package, which contains all of your financial documents and proves your hardship. Our Short Sale Specialists to help you get your package together and go over in detail all that your lender will require.
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What are my chances with my lender agreeing to a Short Sale over a foreclosure?
Great, if you have the right agent to assist you and help get things approved. From your lenders standpoint, a foreclosure can cost as much as $58,000.00. Lenders will also have to worry about the property deteriorating and the probability of vandalism due to the property being vacant. Those things can add up pretty quickly. Your lender in most cases is also looking for the most cost effective way out of the situation as well.
Will I be able to continue to live in my Contra Costa County CA home during the Short Sale?
The answer is, yes. You will not be asked to relocate until the short sale has been concluded. This will give you more time to focus on your future living arrangements, and even save money.
How much work is involved in the Short Sale for me?
You will only be asked to provide your hardship letter and the short sale package. From there, we will handle all negotiations with your bank as well as the process involved in getting your home sold. There is absolutely no cost to you in a short sale.
Can my present Realtor perform a Short Sale for me?
In most cases you are going to have to find an experienced Short Sale Realtor®, as most agents either do not know how or do not want to take the time to do a short sale. Don't trust your financial future to just any agent.
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Our Contra Costa County CA short sale specialist real estate agents specialize in helping homeowners stop foreclosure. Buy or sell Contra Costa County CA short sale property homes and real estate with a specialist! Call today and ask us "How do I short sale my Contra Costa County home?" Short sale your Contra Costa County California home for FREE while saving your credit and avoid foreclosure! Look no further for short sale services in Contra Costa County CA, we can guide you through the short sale process.
Need a Contra Costa County CA short sale specialist Realtor in to offer free Contra Costa County short sale services? Contra Costa County area Distressed Property Expert Certified real estate agents are here to help, and are Certified or trained in the HAFA short sale program.
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