Huntington Beach Short Sale Specialist
What Exactly is a "Short Sale"?
A short sale is a type of real estate sale that can occur when a home owner who is typically in some type of financial hardship and must sell their property, and they are in a negative equity position where the proceeds from the sale of the home, after all expenses, are not enough to satisfy all loan balances and fees. In a short sale, a lender or lienholders agree to accept a lower payoff amount than what is owed on a property in order to cut their losses and avoid a typically inevitable foreclosure.
How is a short sale to my benefit?
- Once a short sale has been completed, foreclosure has been avoided.
- A Foreclosure can damage your credit for up to 7 years whereas a short sale has a much less negative effect. You can typically be eligible to purchase a home after two years of completing a short sale.
- A short sale can typically stall the foreclosure process, giving you more time in your home
- Your home gets sold and you can move on with your life
- A foreclosure is public record, and has a certain stigma behind it that can be difficult to escape.
- A foreclosure can effect current or future employment, especially if you are in the governmental or financial sectors.
- You pay nothing to do a short sale. All sellers' closing costs and fees are paid by your lender, including our fees.
- Lenders also give relocation money and incentives in order to complete a short sale
Experience is everything when it comes to choosing a short sale agent in Huntington Beach CA. We have closed literally hundreds of short sales and have the experience necessary to guide you through the process and protect YOUR best interests in the transaction. In a short sale your lender pays all traditional seller closing costs, including your real estate brokerage fees. There is no cost to you to do a short sale!
Qualify today (877)737-4903
How can I qualify for a short sale?
In order to qualify for a short sale, usually you must be in some type of financial hardship. Your lender will ask you to get together financial documents as part of your short sale package in order to prove to them that you are in a position financially where you must sell your home soon. A short sale usually isn't for somebody who wants to sell, but for somebody who has to sell. A short sale is not the best solution for many cases. Go here to view the other options that might be available to you if you are in financial hardship. Some examples of hardship include -
- Death of a family member
- Repairs needed with no money to do so
- Loss of income
- Incresed living expenses
- Job loss
- Divorce or Legal Separation
- Relocation / Transfer
We can usually pre-qualify you and answer your questions in just a few minutes. The first step to qualify for a short sale is to contact us and either fill out the form below or give us a call at (877)737-4903.
What Happens if my Short Sale is Unsuccessful?
Our success rate is over 97%. Provided you are in a financial hardship and unable to pay, and you cooperate in the marketing and processing, the chances of your short sale closing and you receiving full forgiveness of the debt are extremely high. When you use our agents, a foreclosure should be one of your least concerns.
Can an agent I know help me?
Experience is everything when it comes to short sales, and most agents do not have the expertise to effectively navigate the process. Don't trust your financial future to an agent who has only closed a few short sales or an agent who is marketing themselves as a "distressed property expert" after taking a weekend training class. The average Realtor® within our company has closed over 50 short sales.
We will perform all of the tradition duties of a real estate agent including the marketing and sale of your property, and we will also walk you through this difficult season while working directly with your lender to get the short sale processed, approved and closed in a timely manor. All with no out of pocket cost to you.
Fill out the form below or give us a call to discuss short sales more in depth and decide if a short sale could be the solution. Our short sale specialists are waiting to speak with you at absolutely no obligation and can qualify you today.
Huntington Beach short sale specialist Areas of Service
Some of the Huntington Beach area neighborhoods we service are Bolsa Chica CA short sale specialist, Central Park, Goldenwest, Huntington Harbor, Sunset Beach short sale Realtor, Beach Blvd, Southeast, Downtown Huntington Beach short sale agents, Surf City short sale Realtors. Wherever your property is in Huntingon Beach California, our local agents are here to assist you with no cost help. We are your short sale specialists in Huntington Beach California and offer no cost help to home owners in financial hardship in the area to avoid foreclosure. If you need help, call us and simply say "I need help to short sale a Huntington Beach CA home" or "Help me short sale my Huntington Beach home." Avoid and stop Huntington Beach CA foreclosure and save your credit! Most lenders are using the Equator short sale platform to process short sales, including Bank of American, Wells Fargo, and Chase bank. Our agents are Equator certified short sale agents and are experieced with the Eqautaor short sale platform.
Los Angeles | Oakland | Alameda County | Anaheim | Contra Costa | Fresno | Kern County | Long Beach | San Bernardino | San Jose | San Mateo County | Santa Ana | Ventua | Stockton | Orange County | San Diego | San Francisco | Santa Clara | Sacramento | Riverside | Bakersfield | Irvine | Chula Vista | Huntington Beach | Glendale