Oakland California Short Sale Specialist Realtor

Short Sale Specialist Help in Oakland CA

Why is a short sale better than a foreclosure or deed-in-lieu of foreclosure?

First, a foreclosure will destroy your credit and make it impossible to purchase a home again for as long as seven years. It can also effect employment in some fields, and you can also be liable to repay your lender for money that they loose. A deed-in-lieu of foreclosure only works if you have one loan, and then shows up on your credit as such and also can still leave you liable to repay your lender any deficiency. A short sale, done properly, can get you fully forgiven of the money you owe, and leave you ready to purchase again in only 1-2 years. In addition, many lenders are giving incentives of as high as $10,000-$20,000 or more for a home owner to complete a short sale.

The first step is to contact one of our highly experienced and top Oakland Short Sale Specialists to help you get your paperwork in order, walk you through the process, and help you through this difficult time in your life. The best part is, our services are completely free for home owners in hardship. There is absolutely no cost to do a short sale.

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How much work is in it for me?

Very little. You will be asked to provide certain financial information which will go into your short sale package so that your hardship can be validated. Once those documents are put together we will take over and handle all everything with your bank directly along with the process of getting your Oakland California home sold!

Can I continue to live on my property until the short sale has closed?

Certainly! You will not have to relocate until the short sale has been completed. This gives you time to figure out other alternatives for your living arrangements.

What are the Pro's to doing a Short Sale on my Oakland home?

Look at it this way, a foreclosure will damage your credit far worse than a short sale could ever do for several reasons. Usually short sales are reported as "Settled in full" or "Paid as negotiated". However, when you do a foreclosure you run the risk of not being able to qualify for a home loan again for up to seven years! Your lender may also come after you for a judgment in the amount you owe in a foreclosure

Can any Realtor take care of my Oakland CA Short Sale?

Unfortunately, no. Many Real Estate Agents do not possess the extensive amount of experience our agents do. The results of an inexperienced short sale realtor can be disastrous and leave you facing foreclosure and financial ruin. Our top Oakland Short Sale Specialists make deals happen and keep a cool head under pressure. Our group of highly trained specialists know the "ins and outs" and the "do's and don'ts". A successful short sale takes a lot of skill, knowledge and experience to complete, which is why our average agent has closed over 50 short sale transactions!

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Our Oakland CA short sale specialist real estate agents specialize in helping homeowners stop foreclosure. Buy or sell Oakland CA short sale property homes and real estate with a specialist! Call today and ask us "How do I short sale my Oakland home?" Short sale your Oakland California home for FREE while saving your credit! Look no further for short sale services in Oakland CA, we can guide you through the short sale process.

Need a Oakland CA Distressed Property Expert Certified in short sales to offer free mortgage short sale services? Oakland area Distressed Property Expert Certified real estate agents are here to help, and are Certified or trained in the California Home Affordable Foreclosure Alternatives, or HAFA short sale program.