Riverside California Short Sales
What is a Short Sale?
A Short Sale takes place when a home owners is in financial hardship and their lender agrees to receive a discounted payback on a loan in order to avoid a foreclosure of the property.
Why would a lender agree to accept less than what they are owed?
A short sale is typically a win-win solution for the homeowner as well as the lender. The cost to a lender to go through foreclosure proceedings is $58,000 on average, therefore making a short sale to the homeowner's advantage as well as the lender's. The homeowner's credit takes a smaller hit than had a foreclosure been done.
In California, if a homeowner has never refinanced their home and they successfully complete a short sale, their lender has no right to pursue a deficiency judgment for the debt remaining after the sale in most cases. Lenders still legally hold the right to pursue judgment on homeowners who have refinanced the home that was sold short. However, our agents work hard with lenders to get a full release from the remaining amount owed after the short sale is completed.
Call us to discuss your circumstances and to see if you qualify for a short sale. There is never a cost to you to do a short sale (877)737-4903
A successfully completed short sale appears on your credit as "Settled In Full" or "Paid As Negotiated." Your home will be sold and the mortgage will be considered completely paid off, all while avoiding bankruptcy or foreclosure. Your credit takes a much smaller hit from a short sale and recovers much more quickly.
What is a Hardship?
- Loss of income
- Loss of job
- Divorce or separation
- Death of a family member
- Repairs needed with no resources to do so
Your lenders may accept less than you owe in order to avoid a costly foreclosure legal proceeding. In a short sale, ALL traditional closing costs are paid for by your lender, including the real estate brokerage fees!
Our services are at no cost to you!
When it comes to short sales, experience can mean the difference between your short sale getting approved, or becoming another foreclosure statistic. Our agents are some of the most experienced short sale Realtors in California, and work to make short sales happen when other agents make foreclosure happen. We have closed thousands of short sales. Give my team a call to discuss the short sale process in detail, and how we may be of service to you.
Fill out the form below or give us a call to discuss short sales more
in depth, and if a short sale could be the solution to your problem.
Our short sale specialists are waiting to speak with you at absolutely
Home Evaluation Request
Please fill out the form below in order for us to get a better idea of your unique situation. One of our specialists will then contact you shortly!
Areas of Riverside CA
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Riverside CA short sale specialist Realtors offering FREE help to struggling home owners. Short sale your California home with an experienced short sale specialist at no cost to you. Short sale your home and stop Riverside California foreclosure! Give us a call and say "How do I short sale my Riverside California Home" or ask for help to "Stop my home foreclosure in Riverside, CA" and we'll get you started in the process right away! If you need short sale services in Riverside California, you came to the right place.
Need a Riverside California Distressed Property Expert Certified in short sales to offer free Chase short sale services? Our Riverside area Distressed Property Expert Certified real estate agents are here to help, and are Certified or training in the California Home Affordable Foreclosure Alternatives, or HAFA Government short sale program.