Sacramento Short Sale Help
What is a Short Sale?
A short sale is a type of real estate transaction where a lender agrees to accept a lower payoff amount (sell short) than what is owed on the property in order to typically avoid an inevitable foreclosure. It is typically an advantage to both the homeowner and the lender. Short sales also typically harm a homeowner's credit far less than a foreclosure, making it to the homeowner's advantage. A successfully completed short sale appears on your credit as "Settled In Full" or "Paid As Negotiated" just like any other paid off debt. Your home will be sold and the mortgage will be typically be considered completely paid off, all while avoiding bankruptcy or foreclosure. Your credit can take a much smaller hit from a short sale and recovers much more quickly!
What are the Benefits of a Short Sale?
- Once a short sale has been completed, foreclosure has been avoided.
- A Foreclosure can damage your credit for up to 7 years whereas a short sale has a much less negative effect. You can typically be eligible to purchase a home after two years.
- You pay nothing! All sellers' closing costs are paid by your lender, including our fees.
- Lenders also give relocation money and incentives in order to complete a short sale
- Your home gets sold and you can move on with your life!
What is a Hardship?
In order to qualify for a short sale, usually you must be in some type of financial hardship. Your lender will ask you to get together documents in order to prove to them that you are in a position financially where you must sell your home soon. Some examples of hardship include -
- Job loss
- Divorce or Legal Separation
- Relocation / Transfer
- Death of a family member
- Repairs needed with no money to do so
- Loss of income
Experience is everything when it comes to choosing a short sale Realtor in Sacramento, CA. We have closed literally thousands of short sales and have the experience necessary to guide you through the process and protect YOUR best interests in the transaction. The best part, is that in a short sale your lender pays all seller closing costs, including your real estate brokerage fees. There is no cost to you to do a short sale!
Contact us today (877)737-4903
Can investment properties be short sold?
Yes! Any type of property can be sold through a short sale, though you may not qualify for some of the government programs such as HAFA and HAP.
What Happens If I Don’t Do a Short Sale or my Short Sale is Unsuccessful?
Either way the end result would be foreclosure if you don't take some kind of action. Provided you are in a financial hardship and unable to pay, and you cooperate in the marketing and processing, the chances of your short sale closing and you receiving full forgiveness of the debt are extremely high. In addition, lenders do not want to foreclosure unless they have to, and will typically delay the foreclosure if you are working with our agents to do a short sale.
Can my current agent in Sacramento work the short sale?
In many cases, no. Experience is everything when it comes to protecting your financial future. The average Realtor within our company has closed over 50 short sales and we have closed thousands of them collectively. You deserve the best. Don't settle for an agent who has only closed a few short sales or an agent who is marketing themselves as a "distressed property expert" after taking a weekend training class.
Fill out the form below or give us a call to discuss short sales more
in depth, and if a short sale could be the solution to your problem.
Our short sale specialists are waiting to speak with you at absolutely
Areas of Sacramento CA We Cover
Central Sacramento Short Sale Realtors Eastern Sacramento Stop Foreclosure Boulevard Park CA Short Sales Sacramento State Short Sale Real Estate Sierra Oaks Sacramento CA Hollywood Park Sacramento CA Downtown Sacramento Short Sale Help Southside Park CA Short Sale Advice Land Park Sacramento Realtors Midtown Sacramento CA Stop Foreclosure Arden-Arcade California Meadowview CA Short Sales New Era Park Sacramento Southwestern Sacramento Pocket Sacramento Old Sacramento FREE Avoid Foreclosure Help Greenhaven CA Short Sale Specialist South Land Park Avoid Foreclosure Help Southeastern Sacramento Carleton Tract California Elmhurst Sacramento Alhambra Triangle Sacramento Realtors Colonial Heights CA Avoid Foreclosure Fairgrounds Sacramento CA FREE Short Sale Help Avondale Sacramento Calfornia Colonial Village California Florin Sacramento Brentwood California Real Estate Agents Curtis Park Sacramento Realtors Fruitridge Manor Sacramento Realtors Glen Elder CA Short Sale Specialists Lawrence Park CA Short Sale Help Packard Bell Sacramento Glenbrook Sacramento CA North City Farms Short Sale Help Southeast Village California Real Estate Agents Granite Regional Park Short Sale Homes Oak Park Sacramento Homes Tahoe Park CA Tallac Village CA Short Sale Specialists North Sacramento Short Sale Specialist Del Paso Heights Short Sale Advice Natomas Sacramento CA Short Sales Valley View Acres CA Robla Sacramento California
Avondale Sacramento CA Stop Home Foreclosure - Free Short Sale Specialist Realtor help to Avondale home owners in hardship. Hollywood Park California Short Sale Specialists - Local Hollywood Park CA short sale Realtors offering FREE help to home owners. Valley View Acres CA Realtors - Short sale your Valley View Acres CA home with a specialist! Call the Short Sale Specialist Network! Lawrence Park California Short Sale Specialist Realtors - Call today for FREE short sale specialist Realtor help in Lawrence Park CA. Fruitridge Manor CA Real Estate Agents - Fruitridge Manor CA short sale Realtors offering free help to home owners facing foreclosure. Greenhaven California Short Sales - Help for Greenhaven CA home owners in hardship! Call the Short Sale Specialist Network! Boulevard Park Sacramento CA Short Sale Realtors - Get your Boulevard Park home sold fast through local short sale real estate agents. Colonial Village CA Short Sale Specialists - Our short sale specialists in Colonial Village California are waiting to help short sale your home, for free!
Our short sale specialist Realtors offer FREE help to Sacramento home owners needing to short sale and avoid foreclosure. If you need help, call us and simply say "I need help to short sale a Sacramento CA home" or "Help me short sale my Sacramento home." Avoid and stop Sacramento CA foreclosure and save your credit score!
Need a Sacramento CA Distressed Property Expert Certified in short sales to offer free Chase short sale services? Our Sacramento area Distressed Property Expert Certified real estate agents are here to help, and are Certified or training in the California Home Affordable Foreclosure Alternatives, or HAFA Government short sale program.
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