Short Sale Specialist Help in Santa Ana
How does a short sale work?
A short sale happens when the homeowner owes more than the value of their home and is in a financial hardship where they are usually forced to sell. Their lender agrees to accept a lower payoff amount in order to cut their losses and avoid an inevitable foreclosure.
How do I qualify for a short sale in Santa Ana?
It starts with a short, 10-15 minute phone call to us. (877)737-4903. We will discuss the short sale process with you as well as your circumstances to determine if you are a good candidate. There is absolutely no cost involved in a short sale to you, all of our Realtor® fees and traditional seller costs are paid for by your lender. To qualify for a short sale you will have to prove a financial hardship to your lender. Some examples of financial hardships include:
- Unexpected home repairs in which you cannot afford to pay for
- Loss of Employment or decrease in pay
- Death or illness in the family
- Relocation or job transfer
- Divorce or legal separation
- Major medical expenses
- Increased living expenses
Contact us today (877)737-4903
How can you help me with my Santa Ana Short Sale?
We are a group of Santa Ana, CA short sale Realtors who offer free help to home owners like yourself in order to help avoid foreclosure. Our agents work hard to market your home to entice buyers, while also overseeing the entire sales process of your home and processing of the short sale with your lender. You have ZERO financial responsibility while you are recieving our services, meaning no costs or charges for you!
What would convince my lender to accept a Short Sale on my home?
The fact is, when figuring in depreciation and deterioation of a property, as well as foreclosure costs, it costs your lender over $58,000.00 on average to complete a short sale. Banks are in the business of lending money, not property management. In their eyes, it's a matter of being cost effective and mitigating loss.
How is a Short Sale beneficial for me?
A foreclosure will stick with you for up to seven years. In those seven years it will make it almost impossible to qualify for a loan, let alone become a homeowner again anytime soon. A short sale will be with you for as little as two years. When you have settled with your short sale, "Settled in full" or "Paid as negotiated" will show up on your credit. In addition, we work to get your lender to agree to forgive you of the deficiency, so you walk away owning nothing to your lender. In a foreclosure, you could still be liable to repay the deficiency to them. In addition, lenders are offering incentives of up to $40,000 to use towards relocation costs in order to complete a short sale.
Can the Realtor I have now handle my Short Sale for me?
To be honest, I wouldn't count on it. The majority of agents claim to be "Distressed Property Experts" because they took a weekend training class, however they lack the real experience needed to effectively guide your through this process and most importantly, get your lender to agree to things in a timely manor. When picking an agent to take care of such a fragile manner like your short sale, go with the ones who have the experience and dedication you are looking for. We have helped hundreds of Santa Ana area home owners complete a short sale. There is no cost or obligation involved, so give us a call today or fill out the form below and lets talk solutions!
Our Santa Ana California short sale agents specialize in helping homeowners stop foreclosure with a short sale. Call today and ask us "How do I short sale my Santa Ana home?" We can help Short sale your Santa Ana California home for FREE while saving your credit. Look no further for short sale services in Santa Ana CA, we can guide you through the short sale process. Need a Santa Ana CA Distressed Property Expert Certified in short sales to offer free mortgage short sale services? Santa Ana area Distressed Property Expert Certified real estate agents are here to help.
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