Short Sale Specialist Network "Preventing Foreclosures One Home at a Time"

 

Short Sale Specialist Help in Stockton CA   

 
How To Short Sale A Home

    What is the difference between a Short Sale vs. a Foreclosure?

This is a commonly asked question. A short sale transpires when the homeowner is no longer able to make their mortgage payments so in turn owes more on their home loan than what the home is worth in the current market. The homeowner will contact a Stockton California Short Sale Realtor Specialist so they can gather the proper documentation to speak with the lender about taking less for the home than the original amount of the homeowner's loan. A short sale is typically the first step in avoiding a foreclosure. A foreclosure is what happens when the lender takes back the property when the homeowner has not tried to reach out for other options, such as a short sale. A foreclosure can make it almost impossible to qualify for a loan and/or become a homeowner for up to seven years, whereas a short sale would be up to two years.

What are the requirements for a Short Sale in Stockton CA?

First and foremost, you need a valid financial hardship letter.

Examples of financial hardships would be:

 Loss of employment

 Decrease in income

 Death of a family member

 Massive Medical expenses

 Job transfer

 Illness or Injury

 Divorce or separation

 Call of Duty in the Military

After typing up your hardship letter, you will also need what is called a Short Sale Package. Contact one of our Short Sale Specialist to help you get this package together!

If I am already in the process of a Foreclosure, is a Short Sale still available to me?

You better believe it! The bank looks forward to helping homeowners with a short sale. A short sale will save them money due to the fact the home will be sold instead of them holding on to it and "owning it" themselves. In most cases a lender will be quick to stop foreclosure proceedings to opt for a short sale instead. they too, save money in the long run from a short sale.

How can a Short Sale Realtor Specialist in Stockton help me?

Our agents consist of approvingly experienced short sale specialists who have a passion in helping homeowners escape foreclosure and the horrible repercussions it can bring. We help homeowners by working with your lender to settle on a lower settlement amount in order to price your home below other competitors in the Real Estate Market. Our agents work determinedly to market your home to magnetize buyers. To make this even more of a benefit to you, our services are absolutely 100% FREE to you, the homeowner! Get in touch with us right now! Our massively experienced agents are ready to help you get out of your present condition and on with your life!



 

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Our top Stockton CA short sale specialist real estate agents specialize in helping homeowners stop foreclosure. Buy or sell Stockton CA short sale property homes and real estate with a specialist! Call today and ask us "How do I short sale my Stockton home?" Short sale your Stockton California home for FREE while saving your credit and avoid foreclosure! Look no further for short sale services in Stockton CA, we can guide you through the short sale process.

Need a Stockton CA short sale specialist Realtor to offer free Stockton short sale services? Stockton area Distressed Property Expert Certified real estate agents are here to help, and are Certified or trained in the HAFA short sale program.  

 

 

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(877)737-4903

First Coast Realty Associates

California Short Sales

 

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